Better cover | Faster treatment

Net impacts of private health insurance TDB Advisory


This research explores and quantifies where possible the impact of PHI in NZ. It identifies significant net benefits including:

  • Improved health coverage and outcomes;

  • Productivity benefits of $100m annually;

  • Fiscal benefits of $0.5 billion annually.



Quarterly statistical summaries provide regular information on the private health insurance industry in New Zealand. These include details of the number of people covered by health insurance, total premiums and claims paid. The most recent statistical summaries are available here. For previous year statistics contact us.




Useful resources which help inform debate on the role and contribution of health insurance in New Zealand.

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Industry Code


Your guarantee that your health insurer will treat you fairly.

KPMG Report: Improving Health Outcomes

This report contributes to the debate around future healthcare funding. It explores options for increasing the number of people covered by employer-subsidised health insurance, applying some of the knowledge from Kiwisaver, including formalising an employer contribution within a ‘Kiwihealth’ framework using the present system of health insurance providers.

Indicative Costs of Surgery


An information sheet on how much your surgery might cost.

Genetic Testing


HFANZ policy on genetic testing and health insurance.

Integrity Registry


A register set up to detect, monitor and reduce suspicious and fraudulent activity.

Submission on NZ Health Strategy 2015


Why growing alternative health funding sources must be a strategic goal.


The Health Funds Association of New Zealand Inc (HFANZ) is the industry body representing health insurers within New Zealand.  HFANZ was set up in 1989 and incorporated in 1995 under the Incorporated Societies Act.

Members of HFANZ include friendly societies, mutual, public companies and their subsidiaries.  Membership is voluntary, with HFANZ membership comprising eight health insurers, who together account for over 80% of health insurance policies in force in New Zealand.


Click here to see the HFANZ Members.

We believe that the private system has a key role to play in a well-balanced health system that can respond to changes in demographics and technology. The Association's objectives are:

  • To generally promote the interests of the health insurance and integrated health care industry

  • To encourage high standards of ethics and conduct by the industry and to administer and review the industry's code

  • To develop industry policy, guidance notes, and/or standards where appropriate

  • To be a highly effective advocate with Government and other interest groups concerning the health insurance and integrated health care industry

  • To prevent the unplanned shifting of costs from the public health sector to the private health sector.


HFANZ has a Board, which is responsible for carrying out the objectives and powers of the Association.  Members of the Board are elected at the AGM in May, with the Chair elected at the first meeting of the Board following the AGM.

The Association employs a Chief Executive, with responsibility for all operational aspects of the Association.



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Physical address: Level 3, 17 Whitmore Street, Wellington 6011

Postal address: PO Box 10075, Wellington 6143

Phone: 0800 ACCURO (0800 222 876) or +64 4 473 6185 from overseas

Fax: 04 473 6187




Physical address: AIA House, 74 Taharoto Road, Takapuna, Auckland 0622

Postal address: Private Bag 92499, Victoria Street West, Auckland 1142

Phone: 0800 500 108 or +64 9 487 9963

Fax: 0800 329 768 or +64 9 487 8003



Physical address: Level 6, 142 Lambton Quay, Wellington

Postal address: PO Box 5083, Wellington

Phone: 0800 101 842 or 04 473 6155

Fax: 04 471 2256


Physical address: Level 11, Findex House, 57 Willis Street, Wellington

Postal address: PO Box 12344, Wellington 6144

Phone: 0800 500 122 or 04 496 6800

Fax: 04 496 6819


Physical address: Level 1, Ernst & Young Building, 2 Takutai Square, Auckland 1010

Postal address: Freepost Authority 1440, Private Bag 99934, Newmarket, Auckland 1149

Phone: 0800 800 181 or +64 9 356 0900 from overseas


Physical address: Level 3, 165 Gloucester Street, Christchurch

Postal address: PO Box 1721, Christchurch 8140

Phone: 0800 600 666 or 03 365 4048

Fax: 03 365 4066




Physical address: Corporate Office, Justice Centre, 19 Aitken Street, Wellington

Postal address: PO Box 242, Wellington 6140

Phone: 0800 101 996 or 04 816 7400



Postal address: PO Box 11-045 Manners Street, Wellington 6142

Phone: 0800 800 441 or 04 802 4200

Fax: 04 384 9009








Phone: 04 499 0834

Email: (general enquiries)

Post: PO Box 25161, Wellington 6140

Address: Level 11, Midland Chambers, 45 Johnston Street, Wellington


Chief Executive

027 480 0072

Click Here to Find Us

For any general enquiries, please fill in the following contact form: